Physician-authored clinical analysis for ERISA benefits attorneys and plan compliance officers — the same payer-side UM credential applied to plan-level regulatory exposure instead of individual claim disputes.
Side-by-side NQTL comparison across selected NQTLs and applicable benefit classifications, physician narrative, regulatory citation (29 CFR §2590.712), risk grading per category.
20–50 claim sample review, criteria mismatch analysis, clinical defensibility assessment, pattern summary with risk grading, physician narrative for DOL audit response or fiduciary defense.